Reer america how’s your credit score ?

[Ciyaalka Xaafada]

My cousin over there got told from the bank clerk they wouldn’t loan him a dollar and that someone should loan his ass some credit first

 

[Ciyaalka Xaafada]

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What do you have to do to get over 800 like maximum?

 

[Western4Life]

What do you have to do to get over 800 like maximum?

Just pay your bills a week before the due date and don't have a credit balance of more than 0-10% at the end of the billing period.

 

[Joliemademoiselle]

stay away from riba

 

[Ciyaalka Xaafada]

Just pay your bills a week before the due date and don't have a credit balance of more than 0-10% at the end of the billing period.

So why are you not maximum?

 

[Ciyaalka Xaafada]

stay away from riba

What’s riba?

 

[Western4Life]

So why are you not maximum?

You mean 900? Usually older people with decades of credit history are close to that. I dont think anyone has hit the maximum. Anything over 800 is considered perfect credit anyway.

 

[Ciyaalka Xaafada]

You mean 900? Usually older people with decades of credit history are close to that. I dont think anyone has hit the maximum. Anything over 800 is considered perfect credit anyway.

What would be the biggest cash loan you would get granted with your perfectly fine credit score right now?

 

[Western4Life]

What would be the biggest cash loan you would get with your perfectly fine credit right. now?

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[Ciyaalka Xaafada]

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So you could just after paying off your credit card for some years get a half million dollar cash loan and dip to Somalia?

 

[Western4Life]

So you could just after paying off your credit card for some years get a half million dollar cash loan and dip to Somalia?

Its not cash. It'll be a line of credit. You can't flee.

 

[Ciyaalka Xaafada]

Its not cash. It'll be a line of credit. You can't flee.

What do you mean a line of credit ? And what do you mean you can’t flee ? Can’t you just cash out the whole amount ? Or buy houses with it over there ? Or buy goods with it over there and sell it ?
I mean you to somalia for holidays after you got that loan and just don’t come back
I mean they won’t come and hunt for your ass in Somalia right since being in debt is no crime ?

 

[Zoobear]

What do you mean a line of credit ? And what do you mean you can’t flee ? Can’t you just cash out the whole amount ? Or buy houses with it over there ? Or buy goods with it over there and sell it ?
I mean you ✈ to somalia for holidays after you got that loan and just don’t come back
I mean they won’t come and hunt for your ass in Somalia right since being in debt is no crime ?

Do you think when you get a mortgage from a lender that they hand you a suitcase full of cash? You'll never see the money only your attorney will.

You can always do cash back on your debit card.

 

[greenvegetables]

Mine jumped 75 pts this month. I'm getting there. Seriously tho for everyone asking riba and interest based transactions or money exchanges are all haraam. Punto.

 

[Ciyaalka Xaafada]

Do you think when you get a mortgage from a lender that they hand you a suitcase full of cash? You'll never see the money only your attorney will.

You can always do cash back on your debit card.

I didnt talked about mortgages tho
I talked about cash loans
Dont you have that over there?

 

[SOMALIKNIGHT]

Mine jumped 75 pts this month. I'm getting there. Seriously tho for everyone asking riba and interest based transactions or money exchanges are all haraam. Punto.

I thought interest is allowed if it's a low percentage. Only riba which is very high interest like double digits is haram.

 

[bobsburger]

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[Ciyaalka Xaafada]

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[Zoobear]

I didnt talked about mortgages tho
I talked about cash loans
Dont you have that over there?

I'm not sure to be honest, I've always tried to avoid debt but they'll probably want collateral.

 

[Ciyaalka Xaafada]

I'm not sure to be honest, I've always tried to avoid debt but they'll probably want collateral.

Imagine they send 2 debt collectors to your village in bossaso just so them 2 niggas get kidnapped