Phiirso
Getting draids inshallah
My friend lost his job a couple of weeks ago and he's been kinda out of it for a minute. Since hiring is slow at the moment he's started delivering food and it turns out it pays really well because everyone is basically ordering right now + tips and he's making quite a bit.
The way healthcare works here is you get full access if you're either homeless or poor enough where you make barely anything, literally one step above homeless. You don't qualify if you have a job basically.
Usually if you have a decent job, you get healthcare through them. And by decent, I mean not minimum wage work, like a corporate job. Lose your job however and you're back to square one.
If you rich, you rich and you can afford best healthcare plan. So what about those that don't have their employer covering their healthcare and they have the most basic of jobs? This is where health insurance companies step in.
You pick a plan based on how much you want to pay each month, more $$ each month, your premium is lower and vice versa. So what's a premium? It's how much you pay out of pocket on top of what you're pahing each month before the insurance company covers you for the rest.
His most basic plan was $300 a month with $6,000 premium. Meaning if he went to a doctor 2 times a year and the bill was less than $6000, the insurance company will not pay anything all that year. The alternative is to not pay anything and get a fat bill in the mail if you ever need a hospital visit. Buddy of mine got 6k billed for putting a cast on his arm.
Anerican healthcare is so fucked.
The way healthcare works here is you get full access if you're either homeless or poor enough where you make barely anything, literally one step above homeless. You don't qualify if you have a job basically.
Usually if you have a decent job, you get healthcare through them. And by decent, I mean not minimum wage work, like a corporate job. Lose your job however and you're back to square one.
If you rich, you rich and you can afford best healthcare plan. So what about those that don't have their employer covering their healthcare and they have the most basic of jobs? This is where health insurance companies step in.
You pick a plan based on how much you want to pay each month, more $$ each month, your premium is lower and vice versa. So what's a premium? It's how much you pay out of pocket on top of what you're pahing each month before the insurance company covers you for the rest.
His most basic plan was $300 a month with $6,000 premium. Meaning if he went to a doctor 2 times a year and the bill was less than $6000, the insurance company will not pay anything all that year. The alternative is to not pay anything and get a fat bill in the mail if you ever need a hospital visit. Buddy of mine got 6k billed for putting a cast on his arm.
Anerican healthcare is so fucked.
